Karthigeyan Kuppan
7675 Phoenix Dr, Apt 1017, Houston, TX, 77030, US • (201) 936-2647 • [email protected]
PROFESSIONAL SUMMARY
Highly-skilled software development professional bringing more than 17 years in software design, development and integration. Results-driven, adaptable and detail-oriented Software Engineer with a passion for building robust, scalable and cost-efficient code. Excellent at collaborating with a cross-functional team to develop smart IT solutions that would transform the client’s business. Possesses an ability to quickly learn the constantly evolving business rules and programming concepts. Adept at being champion of the organization’s culture and values, displaying outstanding character of achieve professional excellence.
Java & JavaScript
Spring, Spring MVC, Spring Boot & Project Reactor Html5, CSS3, Bootstrap, Material UI
ReactJS, Angular, Polymer & Redux NodeJs, OpenFin, SSE & Websocket Hazelcast & Redis Cache
Kafka, MQ, Tibco, Apache QPID
Python, ML with AWS
Machine Learning, Deep Learning & NLP
SKILLS
Oracle & Cassandra
Maven, NPM, Yarn, Webpack, Git, Bit-bucket & Jenkins AutoSys & Control-M
Self-motivated
Mentor
Team Leadership
Team building
Research
EDUCATION
Computer Programming – Master of Computer Applications – 2007
Anna University – Chennai, TN
Computer Science and Programming – Bachelor of Science – 2004
University of Madras – Chennai, TN
PATENTS
US recognized patent (USPTO)
System and Method for Selective Dynamic Encryption
Grant Number: US 11-120141 Filing Date: 06-29-2018
Method and System for Managing Statement Events
Publication Number: US 20230177420 Filing Date: 12-07-2021
System and Method for Implementing a Data Quality Check Module
Grant Number: US 11-762841 Filing Date: 01-03-2023
Method and System for Facilitating Integrated Computations – Pending – Application (202311030893.00)
Application Number: IN 202311030893.00 Filing Date: 04-29-2023
Recognized By World Intellectual Property Organization (WIPO)
System and Method for Implementing a Data Quality Check Module (WO2022204405)
Publication Number: WO/2022/204405 Filing Date: 03-24-2022
Method and System for Managing Statement Events (WO2023107265)
Publication Number: WO/2023/107265 Filing Date: 11-18-2022
WORK HISTORY
VICE PRESIDENT, SENIOR MANAGER OF SOFTWARE ENGINEERING – June, 2014 to Present
JPMORGAN CHASE & CO. – Houston, TX
Payments Services & Product Definition Store: Designed and lead the automated financial product genius to automate the generation of financial product implementation request from unstructured data from client request which helped sales team comprised of 600 individuals to focus on more of selling more product across globe. This platform integrates state-of-the-art technologies to provide seamless, secure, and efficient payment solutions across various channels, including online, mobile, and in-store. By automating the process with high level data accuracy and improved efficiency boosted the revenue generation.
Roles & Responsibilities: Senior Engineering Manager – Research & Implementation Value Stream
Key Contributions and Achievements:
Designed the solution for payment product using advanced security methodologies to create an efficient, scalable, and secure payment service and account setup system. (Solution leveraged from patent: US 11-120141)
Introduced machine learning algorithms to automate identity verification during account setup, reducing manual intervention and enhancing accuracy.
Leveraged the by Data Driven quality check using Statistical methodology for payment product service guided approach and fulfillment of account setup. (Solution leveraged from Patent: US 11-604785)
Impact:
The platform has been adopted by numerous major retailers and financial institutions, leading to a significant increase in transaction volumes and market share.
Set new industry standards for payment processing, influencing other companies to adopt similar security and efficiency measures.
Enhanced the payment experience for thousands of retailers and business owners of users by providing a faster, more secure, and more convenient payment product setup.
Seamless product and account setup: Enable fast, smooth setup across multiple payment methods and platforms, including credit/debit cards, e-wallets, and bank transfers.
Streamlined account management and payment processing for businesses, reducing administrative overhead and operational costs.
Payments is an integral part of JP Morgan business in that client servicing and implementation contributed significant YOY which increased revenue over 10.8% of total revenue for FY 2023.
Statement Event Manager: Designed and developed innovative system to increase the automated margin call and statement. Statement Event Manager is responsible for releasing a margin statement and margin call and it is a financial document provided by a brokerage firm to a client who holds a margin account. Showcased positive outcomes by automating the release of 90% of margin calls to clients. Furthermore, it has improved straight-through processing, eliminating the need for manual intervention throughout the entire process. This eventually increased the reputation of the company and improved company rank among other competitors.
Roles & Responsibilities: Senior Lead Engineer – Research & Implementation Value Stream
Key Contributions and Achievements:
Designed the solution for straight through processing for margin statements on daily basis (Solution leveraged from Patent application: 17/643,002)
Utilized data-driven quality checks through statistical methodologies, focusing on call amounts and call directions. (Solution leveraged from Patent: US 11-604785)
Impact:
Reduced Risk Exposure: By addressing margin calls promptly, you minimize the risk of significant losses due to market fluctuations, helping to safeguard both your assets and those of your clients.
Enhanced Client Confidence: Clients appreciate timely responses to margin calls, which can boost their confidence in your management and operations, fostering stronger business relationships.
Improved Liquidity Management: Early margin call releases can help ensure that funds are available when needed, leading to better liquidity management and reducing the chance of forced asset sales at unfavorable prices.
Operational Efficiency: Streamlining the margin call process through early releases can enhance overall operational efficiency, reducing the workload on staff and minimizing the potential for errors.
Strengthened Compliance: Timely margin call releases can help ensure compliance with regulatory requirements, avoiding potential fines or penalties related to delayed actions.
Market Stability: By acting early, you contribute to overall market stability, preventing potential cascading effects that could result from delayed margin call responses.
Agreement Good Order: Designed a creative solution to achieve high degree of accuracy in calculation by implementing the analytics platform to identify the quality of the margin call amount with statistical approach. It is responsible for ensuring that the margin call amount is accurately calculated, taking into account the current market value of the securities, the margin requirements established by the broker or exchange, and any other relevant factors. This new process helped to reduce the disputes by 98% and increase the credibility and reputation of the bank.
Role & Responsibilities: Senior Lead Engineer – Research & Implementation Value Stream
Key Contributions and Achievements:
Designed the solution for margin and collateral space agreement good order product and also integrated Data Driven quality check module (Solution leveraged from Patent: US 11-604785)
Designed the solution for straight through processing for margin statements on daily basis (Solution leveraged from Patent application:)
Impact:
Agreement level validation check has helped to reduce the disputes by 98% which increased the revenue on day today transaction and increase the credibility and reputation of the bank.
Minimized Risk: Accurate margin calls help ensure that the margin requirements are met precisely, reducing the risk of forced liquidation or financial losses due to insufficient collateral.
Enhanced Client Trust: Clients are more likely to trust and maintain a positive relationship with a financial institution that consistently issues accurate margin calls, knowing that their accounts are managed with precision.
Reduced Errors: Accurate margin calls decrease the likelihood of errors and disputes, leading to smoother operations and fewer administrative issues.
Improved Financial Stability: Properly calculated margin calls contribute to overall financial stability by ensuring that positions are adequately covered, thus preventing potential defaults or destabilizing effects on the market.
Compliance Assurance: Ensuring accuracy in margin calls helps maintain compliance with regulatory requirements and internal policies, reducing the risk of regulatory penalties or compliance issues.
Operational Efficiency: Accurate margin calls streamline the process for both the institution and the client, leading to more efficient handling of accounts and reducing the need for corrective actions or additional communications.
Client Satisfaction: Clients benefit from clear and accurate margin calls, which can lead to higher satisfaction and potentially increase client retention and loyalty.
Better Risk Management: By issuing accurate margin calls, financial institutions can better manage and mitigate risks associated with market fluctuations and leverage, contributing to more stable and predictable financial outcomes.
Margin Calculator: Developed the Margin Calculator, a robust financial tool designed to automate and streamline margin requirement calculations for trading and investment activities. The tool provides accurate, real-time margin calculations, helping traders and analysts assess risk and manage investments efficiently.
Role & Responsibilities: Senior Lead Engineer – Research & Implementation Value Stream
Key Contributions and Achievements:
Designed and lead the project of margin calculation for multiple business using integrated computations (Solution leveraged from Patent: 17/643,002)
Impact:
Risk Management: Accurate margin calculations help in managing risk by ensuring that clients maintain sufficient collateral to cover their positions. This reduces the likelihood of defaults and financial instability.
Financial Stability: Proper margin calculations contribute to overall market and financial stability by preventing excessive leverage and mitigating potential systemic risks.
Client Protection: Accurate calculations safeguard clients by ensuring that they are not required to post more collateral than necessary, protecting them from undue financial strain.
Operational Efficiency: Precise margin calculations streamline the administrative process, reducing errors and the need for corrective actions, and leading to smoother operations.
Compliance: Accurate margin calculations help financial institutions comply with regulatory requirements and industry standards, minimizing the risk of legal issues or penalties.
Client Trust and Satisfaction: When margin calculations are reliable and transparent, it enhances client trust and satisfaction, contributing to stronger client relationships and higher retention rates.
Risk-Based Pricing: Accurate margin calculations enable institutions to set appropriate risk-based pricing for financial products, aligning costs with the level of risk involved.
Market Behavior: Proper margin calculations can influence market behavior by ensuring that market participants are adequately capitalized, which can prevent market manipulation and excessive volatility.
Resource Allocation: Correct margin calculations help in better resource allocation, ensuring that both the institution and clients can plan and manage their financial resources effectively.
Click2Dial: Developed and implemented an innovative strategic sales system that led to a 30% increase in revenue. Designed specifically for equity traders, the Click2Dial system offers a seamless interface for making and receiving calls, integrated with analytical tools for real-time data and insights.
Innovative Contributions:
Integrated Analytics: Implemented advanced analytics integration, allowing traders to access real-time data and historical interaction details, enhancing decision-making and conversation quality.
Enhanced Communication: Created features that leverage existing information about callers and prospects, facilitating more informed and impactful discussions.
System Optimization: Developed a highly responsive platform that not only streamlined call management but also improved system performance and user experience through innovative design and coding practices.
Collaboration and Feedback: Engaged with sales and trading teams to incorporate user feedback into the system design, ensuring it met their needs and supported their workflows effectively.
This innovative approach to integrating analytical tools with call management has significantly boosted communication efficiency and revenue growth, setting a new standard for trading systems.
SENIOR SOFTWARE ENGINEER – September, 2010 to June, 2014
WIPRO LIMITED – Jersey City, NJ
CD Funding: I spearheaded the development of an advanced system for automating the primary issuance and underwriting process of brokered certificates of deposit (CDs) for the trading community. This comprehensive system manages the entire lifecycle of a new brokered CD issuance, beginning with the underwriter’s trading desk pricing the issue and extending through to the disbursement of settlement notifications. My role encompassed overseeing the design, development, and deployment phases, ensuring the system met the needs of all stakeholders and complied with regulatory requirements.
In addition to this, I led a team in the successful migration of legacy systems to modern technology platforms. This transition not only improved the sustainability and scalability of our infrastructure but also significantly reduced system downtime. I was responsible for guiding the team through the planning and execution phases, addressing any technical challenges, and ensuring a smooth transition with minimal disruption to ongoing operations.
Furthermore, I designed and implemented a robust microservices architecture to support the new system. This architecture was engineered to handle three times the number of concurrent users, enhancing system performance and reliability. My responsibilities also included coordinating with cross-functional teams, managing project timelines, and providing strategic direction to align with organizational goals.
Additionally, I took on the responsibility of training and mentoring team members, developing best practices for system maintenance, and establishing procedures for ongoing support and optimization. My efforts not only advanced the project but also contributed to the broader strategic objectives of the organization by improving operational efficiency and supporting future growth initiatives.
Global Collateral Aggregator (GCA): GCA provides a unified view of aggregated collateral and loan information for clients with custodian relationships. This application facilitates future collateral optimization and integrates asset information from custodial systems with loan and collateral data from other GCS systems.
In my role, I took charge of diagnosing and resolving a critical software bug that was causing frequent crashes. I led the debugging efforts, implemented robust fixes, and optimized the application’s performance, resulting in a 90% reduction in failures and a substantial increase in overall system stability. My responsibilities included:
– Architecting and Developing Solutions: Designed and developed scalable features to enhance the functionality of GCA, ensuring seamless integration with various data sources.
– Performance Optimization: Conducted in-depth performance analysis and optimization to improve system efficiency and user experience.
– Cross-Functional Collaboration: Collaborated with custodians and other GCS systems to ensure accurate and timely data aggregation and integration.
– Quality Assurance: Led the troubleshooting process, conducted rigorous testing, and implemented quality assurance measures to prevent and address critical issues.
– Documentation and Training: Created detailed technical documentation and provided training to team members on new features and best practices.
These efforts not only resolved critical issues but also contributed to the application’s robustness and reliability, supporting its strategic role in optimizing collateral management.
SOFTWARE ENGINEER – September, 2007 to September, 2010
NTRUST INFOTECH PRIVATE LIMITED – Chennai, TN
Review & Judging
Innovation Team Lead – Review and screening Paten at Org Level
Hackathon participant – JPMC Org Level
JPMC Hackathon Reviewer & part of Judging panel – JPMC Org Level
Code for Good – Mentor & SME
Software Engineering Program – Individual Judge
STEM Summer Internship – Mentor & Individual Judge
STEM School Student Summer Project – Mentor (2022) & Part of Judge panel (2023 & 2024)
IEEE NKCon 2024 – Reviewer
Code – Peer Review
Architecture Review
TECH SHOWCASES
TechFest – Presenter– Houston Tech Hub
Significant design & Concepts – Org Level
CEO & CTO Showcase Edition – Org Level
Houston Showcase Edition – Houston Tech Hub
Powerup Presenter – Houston Tech Hub
Generation TechFest– Houston Tech Hub